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The Humiliating Reality of House Buying

By Michael Murray | Posted Under Think Pieces | Comments (22)



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“Are you sure this house isn’t haunted?” I asked.

“No, no, it just needs a little TLC is all.”

“But this room is so much colder than all the rest, and I swear to God, I can hear a little girl’s voice, lilting, as if singing a very sad and homicidal song.”

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Our real estate agent, wearing her stiletto-heeled downtown shoes, leaned into the crawl space/ office, and listened.

“I guess it could be from one of the girl’s suicides, but I think you’re just picking up on the humming of the Hydro Towers. I don’t think this place is haunted, it exudes an almost neutral energy. Look, if you’re fussy about these things you should just get a priest to come along on the home inspection, okay? And Michael, what you and Rachelle have to understand is that it’s a seller’s market, and if you want to buy, you’re going to have to make some compromises.”

“The kitchen is wallpapered with tinfoil,” I commented. “It hurts to touch.”

But she just hurried off to the leased BMW that she’d left double-parked, ” You snooze, you lose, sweethearts!”

Standing near a rotted and mysteriously swinging front gate, I turned to Rachelle, ” She doesn’t know shit about ghosts, that place is haunted! We should fire her. She’s a knob and tube! We need a ghost-sensitive real estate agent!”

Rachelle patted me on the arm. “The backyard is nice, you can fit a garbage can out there which is a great feature. We should make a bid.”

We don’t know what the hell we’re doing.

Regardless, the notion of home ownership is so deeply embedded in our DNA that in spite of the fact that we can’t actually afford to buy a house in “downtown” Toronto, we’re still going to try to do it. It’s like we’re hoping to defy the laws of economics and then be awarded some sort of genius grant.

That would be nice.

I won’t bore you with all the arguments (that I don’t really understand) for and against pursuing this delusion, but will simply say that this process of buying a home feels a lot like being one of those victims on a Japanese game show.

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In microseconds, scuzzy dives are being snapped off the market at 15 percent more than asking. Naturally, this is creating a sense of panic and desperation in all would-be-buyers, sending us zooming across the city, careening from one shitty property to another in a heightened state of anxiety. This results in a series of spastic and impulsive auctions for properties.

Let me tell you a little bit about auctions.

They make you do really stupid things.

At the first auction I attended— an antique sale of some sort— I ended up bidding on a bayonet. I had never wanted a bayonet in my life, but the environment made me so excited and competitive that I convinced myself I must beat everybody else to ownership of this bayonet.

I will use the bayonet to fluff pillows.
The bayonet will hold toilet paper rolls.
Opening mail will be easier if I own a bayonet.

This was the nature of my thinking.

It’s infectious, this, like some sort of virus, and at the same auction my friend Steve, whom I had considered savvy in these matters, paid $300 for a box, like one you’d find on your dad’s desk that contained stamps and Visa slips. And later, when the auctioneer pointed at another friend, Candace, and yelled, “Sold!” after she made a stupid bid on a bowl, she hung her head sighing, “Fuck!”

This is what buying a house in Toronto is like.

Our realtor, knowing our bottom-entry situation, told us we should “follow the gays and the artists,” in order to find the next affordable and emerging part of town. “Trust me,” she said,” I know lots of gays and they’re all migrating to Little Congo, it’s going to be THE area to live in two years.” She showed us the newsletter she’d printed off on her computer. “Buy in Little Congo, be a part of the revitalization of Toronto!” it enthused.

As I am attentive, I did some research on the area and found that the infant mortality rate was on par with many other parts of the city and that it was a mere 30 minute walk to the subway. Also, trying to get a feel for the vibe of the area, I looked through the “Missed Connections” section of Craig’s List hoping to see what sort of street culture was taking place there:

Beneath the overpass

It was daylight, and I think it might have been Friday. You had pretty decent teeth, were sporting a big, bushy beard, wearing three toques and talking to yourself. I wanted to know what you were saying, but was too shy to ask. We should meet in the park sometime.

At Japhet’s Grocer

It was a Tuesday night and you were wearing pink hot pants and a parka and were distracting the cashier by telling him a story about how you weren’t going to pay for his stale licorice. As you were doing this, you shoplifted three chocolate bars and some batteries. I was standing in the line behind you and saw that you had excellent technique. I’d like to see you again so I could show you my excellent technique.

In front of Coffee Time

You were driving a mobility scooter with a Hamilton Tiger Cats flag on the back and I was having a butt by the alley. I accidentally spit on the sidewalk in front of you, and you called me a whore, but still, there was something tender in your voice.

Although Rachelle and I were a little bit reluctant, we decided to follower our realtor’s advice after she told us the Little Congo was becoming a hub in the film industry, having served as a location for a gritty cop drama co-staring Mickey Rourke.

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The area itself could best be described as a kind of industrial scar, like a place where a plane had crashed a few years ago. As we walked toward our prospective new home a man wearing acid wash jeans and a confederate ball cap hissed me, ” spicy meat, spicy meat!”

I did not know what this meant.

“Just keep walking,” our realtor said.

I looked at the her, ” When you said this area was becoming a magnet for gay culture, did you mean Jeffrey Dahmer gay, or fashionable, graphic designer gay? And the artists, did you really mean vandals?”

Rachelle squeezed my arm, which always means for me to be quiet.

The house our realtor led us to was large and had one broken window. It boasted an open, concrete layout, a basement that could easily be converted into a Rec Room or a guest area once it had been drained, and what looked like blood on the kitchen counter.

“Does it come with the light fixture?” Rachelle asked.

Our realtor nodded, “Oh yes, of course! The light fixture really adds the WOW factor to the home, doesn’t it!?”

“I like how it’s protected by a little cage,” I added.

“I think we can work with this place,” Rachelle said to me, “I like converted garages. We should probably offer $15,000 over asking. No conditions this time.”

I nodded, ” You’re right, we could throw great parties here without worrying too much about damaging the place. Let’s do it! Let’s bid to win!”

And then, just as our pitch of excitement was rising, our realtor got a call. Turning to us, irritated, she said, “I told you that you have to act fast in this market! This home just sold. It’s probably for the best, though,” she muttered, “as you would have had to strip the lead paint yourselves.”

Michael Murray is a freelance writer. He presently lives in Toronto. You can find more of his musings on his blog, or check out his Facebook page.









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Comments

I've purchased three homes and sold two in my long 33 years. I never want to do it again. Especially anywhere near Toronto.

Posted by: admin at February 4, 2011 2:37 PM

WHAT THE FUCK

I can never unsee that picture.

Posted by: THRILLHO at February 4, 2011 2:56 PM

Really? I think Mickey Rourke looks pretty good.

Posted by: admin at February 4, 2011 3:12 PM

"knowing our bottom-entry situation,"

Am I the only one that thinks that's kinda naughty? Like, in a buttseks kinda way?

Posted by: Groundloop at February 4, 2011 3:13 PM

I totally heart you, Michael Murray.
Here's a sweeping generalization for ya: Don't buy a house in a city. Just...don't. You're welcome.

Posted by: Jerce at February 4, 2011 3:18 PM

Micheal Murray, you are truly a hoopy frood.

Posted by: the_wakeful at February 4, 2011 3:38 PM

Despite your not-so-subtle jab at my fair city (although I cannot deny there is an inexplicably high number of motorized scooters here), you shouldn't knock Hamilton. Beautifully renovated Victorians can be had here, in decent neighbourhoods to boot, for a fraction of the price of Toronto.

Posted by: nikkers at February 4, 2011 3:42 PM

While I can certainly sympathize with you MM, don't talk to me about the pain of purchasing property until you've had to attempt it in Vancouver. Our salaries are 2/3 of those in Toronto and housing costs approximately 2x as much.

We just won the dubious distinction of being the 3rd most unaffordable city in the world to live in. But the mountains sure are purdy.

Posted by: Mojonite at February 4, 2011 4:04 PM

I have to attend auctions off and on to make a living. A few times I have gone nuts buying something (normally a box of vintage clothes) just because I HAD TO WIN and/or I knew the other bidder and hate them. Really getting emotionally invested in a box of old fucking clothes is some type of disease.

We have been married over 30 years and have bought 2 homes in that time and both were the worst experiences of our marriage.

Posted by: Jules at February 4, 2011 4:16 PM

I remember a comment made by a friend trying to buy a house...

"You get into a bidding war with people desperate to get into a house before the new school year, wielding babies and cheque books."

Wielding babies.

Posted by: Nisi at February 4, 2011 4:20 PM

LITTLE CONGO??? Methinks that neighborhood needs a new nickname, pronto.

Posted by: MM at February 4, 2011 4:28 PM

Forgive me but, "she's a knob and tube" made me snort.
Probably because I'm three years into renovating an urban (well, it's Green Bay) Victorian and whenever anybody says something like 'oh, I've always wanted to do that.' I tell them it's the dumbest fucking thing we've ever done and they should banish such retarded thoughts from their pretty little heads while they still have the chance.

Posted by: the bees knees at February 4, 2011 6:14 PM

Have to agree with that one, bees.

And I want to bash in the heads of all the HGTV fruit loops who constantly repeat "Changing out your paint color is the EASIEST style fix EVER!" Sure it is. If you live in an empty house with no furniture, no windows, no doors, and no baseboards.

Posted by: neurotica at February 4, 2011 6:41 PM

I originally hail from a small town in Northern Ontario and decided to attend university in Toronto. On my very first day there, I was walking along Yonge Street and some random homeless-looking dude said to me earnestly: "Fidel, are you working?" I ignored this and kept walking. While waiting for the traffic light to turn green at Dundas Street, a young, well-dressed man who was walking alongside asked me what I was doing that evening. That's when I hurried back to my apartment. I eventually discovered that there were some normal people in Toronto and lived there for 14 years for school and work, but I never bought a house because I thought I'd be leaving "any time now." I've been back up North in God's country for many years and thank Godtopus frequently.

Posted by: Uriah Creep at February 4, 2011 10:21 PM

Oh suck it haters. Toronto is awesome. I wouldn't buy a house here, though. I'm not a zillionaire. Condo living is the way to go.

Posted by: malechai at February 4, 2011 10:37 PM

Ug, that picture, put up a Not Safe For Life warning, will ya?

Posted by: Vi at February 4, 2011 10:49 PM

Oh, but if you REALLY want to test the fortitude of your marriage and spleen, then you should build your own house. With your own hands and the hands of whatever self-hating craft and trade whores you can reel in with the offer of pennies on the hour and free beer. I'm not sure why some of our friends even still speak to us after some of the things we asked them to do.

Bonus points if you live with your parents or in-laws while you build.

Posted by: Young_Grandma_Ben at February 5, 2011 12:15 AM

And then you buy the house and before you know it the kids are 25 and finally gone and it's just you and her and you're achy and old and tired of mowing the 30-degree-inclined yard and changing the fucking furnace filter (the FFF in homeowner parlance) and paying to heat the huge family room you sit in maybe twice a year and you yearn for a nice little townhouse where somebody else does all the maintenance.

Except where would you put all this shit you've accumulated? And moving is such a pain in the ass ...

You know those stories about old people facing some impending disaster -- a hurricane, a 100-year flood, 50 million Argentine ants ( www.esquire.com/features/argentine-ant-control-0810 ) -- who refuse to leave their houses?

They have had enough of homeownership and are wishing to die. Suicide by act of God. Cause dying is easier than moving.

Trust me on this.

Posted by: , at February 5, 2011 11:39 AM

Oh sweet Jeebus, (hanging head in Shame) this is so familiar. Sounds like homebuying in Canada isn't much different than here in ole US of A. The significant other and I bought a house less than a year ago... much to our constant chagrin and regret.

You made me cringe with a small quirk of a smile... but most importantly, you made me cry.

Posted by: AgoGo at February 6, 2011 1:16 AM

I live in VA. I hated for so long that I had to rent, rent rent. The rent kept going up because the of the housing boom. The apartment managers loved to say that rent follows market prices. For the increase in rent did I get a new carpet? More square footage? new or improved amenities? No, no and hell no. They also did away with the free security alarm. I had some appalling neighbors who made dry ice bombs and threw them at other unsuspecting neighbors, when they weren't beating the crap out of each other or their own girlfriends.
After renting at the same place for 8 years, I bought my first house right before I turned 40. I now have a big yard I don't like to mow, but love to play ball with the dog in. She loves to bounce around in that yard, no leash, no other dog park dogs trying to bite her. I have a utility/mud room that I LOVE because I can peel off wet or muddy clothes (I ride horses, and do other muddy stuff for fun) and wipe the dog off so she can't shake mud all over the rest of the house. Bliss, that mud room. I also have a car port and I have not had to scrape a single flake of snow or ice off my car at all this winter. I pay less than half what I had to in utilities because this house is better insulated than the apartment, even though it is almost three times as big. I have space to walk and store things in. I pay less in mortgage than I did in rent. I got LUCKY. I found a good deal. But I also worked for it: I looked at 30 or 40 houses before I bought and had a realtor with a lot of patience and a good sense of humore. Yes I live in the suburbs and that is boring and all, but I'm ten minutes from downtown, and I get to sleep well in a quiet neighborhood. If my neighbors want to beat each other up there is now space between us not a shared bathroom wall seperated by the thin plastic of the medicine cabinet.
I looked into condos/townhomes, but they always charge outrageous maintenance fees. $200 a month for what? mowing what? the postage stamp-sized 'yard'? Please.

Posted by: Viking at February 6, 2011 10:58 AM

Sorry for failing to mention it in my other post but this article cracked me up. I looked at some terrible places in scary neighborhoods too. I know your pain. Don't give up, something will turn up that fits your needs. If your realtor isn't understanding that this is the biggest purchase most people make and a therefore alot of thought must be put into it, then get a new realtor.

Please call the SPCA on whatever organization created that picture. The guy on the bottom doesn't seem to be enjoying himself either, maybe the cops should get involved. Some kind of crazy ass Japanese Jeffrey Dahlmer dog rape porn shit is going on up in there. That disturbs me more than the human centipede.

Posted by: Viking at February 6, 2011 11:38 AM

Sorry for failing to mention it in my other post but this article cracked me up. I looked at some terrible places in scary neighborhoods too. I know your pain. Don't give up, something will turn up that fits your needs. If your realtor isn't understanding that this is the biggest purchase most people make and a therefore alot of thought must be put into it, then get a new realtor.

Please call the SPCA on whatever organization created that picture. The guy on the bottom doesn't seem to be enjoying himself either, maybe the cops should get involved. Some kind of crazy ass Japanese Jeffrey Dahlmer dog rape porn shit is going on up in there. That disturbs me more than the human centipede.

Posted by: Viking at February 6, 2011 11:40 AM